A high-volume reporting platform for ACH, wire, and check transactions, processing over 1 billion items annually with over 100 configurable reports.

ACH Clarity AI is a comprehensive risk monitoring system that alerts you to governance, risk and compliance issues through user friendly report generation, scheduling and distribution. Clarity AI reports focus on NACHA rule violations, unauthorized returns, transaction trends, originator behavior, third party payment processors and much more.

– Supports Nacha, PEP+ DEX, FedWire, and X9.37 formats for cross-channel reporting.
– Manages customer-originator relationships, including Third-Party
– Processors with multiple Company IDs.
– Provides alerts for anomalies (e.g., high return rates, rule violations).
– Offers My Reports and Scheduled Reports with dynamic date patterns and encrypted delivery.
– Enables custom report development for institution-specific needs.

Clarity ESSENCE is designed by auditors for auditors and analysts (internal and external) who need to examine and evaluate ACH data.

Perfect for smaller FI’s
Perfect for spot audits in larger FI’s
Perfect for third party senders

Simply point Clarity ESSENCE to a folder that contains NACHA formatted ACH files and within minutes you get a snapshot of origination activity.

Isolate issues needing attention
Drill through for further analysis
This automated process is far superior to the tedious, time consuming and error prone manual alternative which can take as much as an entire day or longer. ACH Clarity ESSENCE is Laru Technologies entry into the emerging field of RegTech (Regulatory Technology). With the arrival of new Fin Tech entities & faster payments, regulators are looking to technology companies to help them with “smart” regulatory tools.

Clarity ESSENCE delivers powerful capabilities to the auditor’s fingertips without the hassle of complicated software setup or configuration!

FileFox Pro is a full-featured ACH editor with a wide array of tools for composing, repairing, searching and manipulating NACHA formatted files. FileFox Pro knows what to do when it comes to editing ACH data. As you make changes, batch totals and hashes are automatically recomputed on the fly. Cut, Copy, and Paste ACH data. FileFox Pro takes care of the details to ensure you produce only valid NACHA files.

Create ACH files even if the online bank system is down. If your customer is unable to send you ACH Files because the online banking system is down, FileFox Pro can create the ACH files from CSV, or Excel spreadsheet formats.

FileFox Viewer enables secure ACH file sharing with your customers and bank staff with no editing capabilities. FileFox Pro and FileFox Viewer are all you need, to have valid NACHA formatted ACH files easily.

An automation tool for ACH and payment file processing, replacing FilePipe and enhancing FileFox’s command-line automation with graphical Flows.

– Offers a drag-and-drop Flow editor with Source (e.g., Folder Watcher), Sink (e.g., Clarity Upload), and Transformer (e.g., OFAC Split) steps.
– Supports Clarity/Vision SaaS integration and diverse file formats (e.g.,PEP+ DEX).
– Includes a local database for Flow persistence and de-duplication.
– Runs as a desktop app for configuration and a Windows service for unattended automation.
– Provides error handling and cleanup via “After” and “Error” outputs.